Now, let’s talk about a frugal and a spendy partner. There’s a pretty good chance that you and your partner do not have the same spending habits. This is pretty easy to manage with regular money conversations and check-ins, so that you can both be open about your thoughts and feelings. When you both agree on the larger financial goals, but have different philosophies around how much should go each month towards them, and how much should go towards living today, let’s talk about a few ways to make it work.