Found a great deal, hit buy, and then wondered where your spending money went? ADHD overspending is common, and strict rules usually backfire. In this episode of the Mind + Money Podcast, Val interviews Sherry about the time she got spendy herself, and how she curbed it without restricting herself. They talk about looking back at your purchases without shame, why a separate spending account makes patterns easier to see, and what happens when you give every dollar a job the moment it lands. If you want impulse spending to feel more intentional and a lot less regretful, this episode is for you.

What happens when you hand your real bank balance over to a financial coach? In this episode, Sherry and Val walk through a live money coaching session with a listener named Tracy, unpacking why following a budget is so much harder than building one for ADHD brains, how irregular annual expenses throw people off, and the simple system shift that gave Tracy clearer answers about what she could actually afford.

How many bank accounts do you actually need? In this episode, a financial coach and a financial planner answer that question by finally showing their real setups, including all the accounts that are probably too many steps for most people. More importantly, they share the one change that consistently makes the biggest difference for clients: a separate spending account that gives you a one-step answer to "can I afford this?" The episode also covers sinking funds, the case for and against using a credit card, how to structure business accounts when you are self-employed, and what joint finances can look like when both people need some independence. If your money keeps disappearing before the next payday and you are not sure where it goes, this is a good place to start.