Long-Term Habits for Better Credit
Improving your credit score is a long game, but the right habits make it much easier. Here are a few additional habits that can support a strong credit score over time:
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Improving your credit score is a long game, but the right habits make it much easier. Here are a few additional habits that can support a strong credit score over time:
Why it helps: Late payments have the biggest impact on bringing down your credit score. Automatic payments ensure you never miss a due date. Partnering automatic payments with a plan for your money is key (more on that later).
This not only prevents forgetfulness, which is a common ADHD challenge but also keeps your payment history spotless, a crucial component of your credit score.
Credit cards can be great tools to help minimize your financial risk. If your card is compromised and used by someone else, the credit card companies have procedures in place so you are not responsible for the charges. We have had this happen several times and have always been credited back the money for the charges.